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	<title>eShortSales &#187; hardship letter</title>
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	<description>Short Sale Definitions, Homes and Foreclosures</description>
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		<title>Short Sale Check List</title>
		<link>http://eshortsales.net/short-sale-check-list/</link>
		<comments>http://eshortsales.net/short-sale-check-list/#comments</comments>
		<pubDate>Thu, 26 Feb 2009 02:39:42 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[General Short Sale Info]]></category>
		<category><![CDATA[buyers and sellers]]></category>
		<category><![CDATA[hardship letter]]></category>
		<category><![CDATA[hud]]></category>
		<category><![CDATA[lien search]]></category>
		<category><![CDATA[real estate agents]]></category>
		<category><![CDATA[short sale timeline]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=511</guid>
		<description><![CDATA[In today&#8217;s real estate market there isn&#8217;t a straight answer for most situations. Not only are you learning along the way for a real estate short sale but so are the real estate agents, bankers and sellers are all trying to get learn the process as we all go. Here is an important checklist of [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Real Estate Short Sale Myths and Misunderstandings</title>
		<link>http://eshortsales.net/real-estate-short-sale-myths-and-misunderstandings/</link>
		<comments>http://eshortsales.net/real-estate-short-sale-myths-and-misunderstandings/#comments</comments>
		<pubDate>Thu, 19 Feb 2009 02:20:50 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[General Short Sale Info]]></category>
		<category><![CDATA[deed in lieu of foreclosure]]></category>
		<category><![CDATA[hardship letter]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=445</guid>
		<description><![CDATA[A short sale happens when the current value of a property falls below than the amount owed.  THe homeowner has suffered hardship, making it difficult for them to pay for the mortgage. Here are a few myths explained based on experiences of realtors dealing with lenders. Short sales take forever, as long as 6 to [...]]]></description>
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		<link>http://eshortsales.net/</link>
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		<pubDate>Tue, 17 Feb 2009 20:58:58 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[General Short Sale Info]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[hardship letter]]></category>
		<category><![CDATA[mortgage foreclosure]]></category>
		<category><![CDATA[negotiations]]></category>
		<category><![CDATA[purchase agreement]]></category>
		<category><![CDATA[real estate agents]]></category>
		<category><![CDATA[short sale buyer]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?page_id=468</guid>
		<description><![CDATA[Are you looking for free short sale information as a buyer, seller or real estate agent? Are you worried about the details of a real estate short sale? Are you looking for particular information on how to deal with banks and/or real estate agents during a short sale? If you answer &#8220;yes&#8221; to any of [...]]]></description>
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		<title>Wells Fargo Home Mortgage</title>
		<link>http://eshortsales.net/wells-fargo-home-mortgage/</link>
		<comments>http://eshortsales.net/wells-fargo-home-mortgage/#comments</comments>
		<pubDate>Thu, 30 Oct 2008 02:21:00 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[Seller]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[hardship letter]]></category>
		<category><![CDATA[selling your home]]></category>
		<category><![CDATA[termination letter]]></category>
		<category><![CDATA[wells fargo home mortgage]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=246</guid>
		<description><![CDATA[If selling your home via a short sale with Wells Fargo, here is some helpful information in helping the process become more smooth. Wells Fargo Home Mortgage: 1-877-216-8448 Wells Fargo Fax Number: 1-866-917-1877 and 1-612-312-4951 (expedited number but will still take 5 to 7 business days for response) Hours of Operations: Authorizations until 6pm EST, [...]]]></description>
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		<title>Top Reasons Why Banks Reject Short Sales</title>
		<link>http://eshortsales.net/top-reasons-why-banks-reject-short-sales/</link>
		<comments>http://eshortsales.net/top-reasons-why-banks-reject-short-sales/#comments</comments>
		<pubDate>Wed, 22 Oct 2008 02:43:29 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[Short Sale Buyers]]></category>
		<category><![CDATA[comparative market analysis]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[debt forgiveness]]></category>
		<category><![CDATA[foreclosure proceedings]]></category>
		<category><![CDATA[hardship letter]]></category>
		<category><![CDATA[qualification letter]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=220</guid>
		<description><![CDATA[Unless a bank has agreed to a short sale offer up front, no one really knows if the short sale is for certain.  Seeing a short sale means the listing agent and seller are hoping for it sell as a short sale and the bank will take the offer. Short Sale List Prices The list [...]]]></description>
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		<title>10 Frequently Asked Short Sale Questions</title>
		<link>http://eshortsales.net/10-frequently-asked-short-sale-questions/</link>
		<comments>http://eshortsales.net/10-frequently-asked-short-sale-questions/#comments</comments>
		<pubDate>Fri, 03 Oct 2008 03:10:07 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[General Short Sale Info]]></category>
		<category><![CDATA[bank statements]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[hardship letter]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[settlement statement]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=196</guid>
		<description><![CDATA[Where do you find investors for Short Sales? Depending on where you live, you may see investors who advertise in your local newspaper.  Call the investors directly and ask them if they are experienced in short sales and would be interested working with you. What is a short sale? A short sale is really a [...]]]></description>
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		<title>Buying A Short Sale&#8230;</title>
		<link>http://eshortsales.net/buying-a-short-sale/</link>
		<comments>http://eshortsales.net/buying-a-short-sale/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 02:48:23 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[Short Sale Buyers]]></category>
		<category><![CDATA[addendum]]></category>
		<category><![CDATA[hardship letter]]></category>
		<category><![CDATA[home inspection]]></category>
		<category><![CDATA[real estate market]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=155</guid>
		<description><![CDATA[Short sale properties are just about everywhere on the real estate market.  Short sale properties shouldn&#8217;t be a scary purchase as they can result in a good deal, although they should be approached with the right mentality, some patience and facts: A seller must disclose if the home is short sale. The short sale must [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Six Short Sale Shortcuts</title>
		<link>http://eshortsales.net/six-short-sale-shortcuts/</link>
		<comments>http://eshortsales.net/six-short-sale-shortcuts/#comments</comments>
		<pubDate>Wed, 03 Sep 2008 03:10:24 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[Seller]]></category>
		<category><![CDATA[comparative market analysis]]></category>
		<category><![CDATA[hardship letter]]></category>
		<category><![CDATA[purchase agreement]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=138</guid>
		<description><![CDATA[Here are some fast short sale shortcuts for Agents to present the short sale package to the lender(s): Shortcut #1 &#8211; Make sure the short sale package has at the very minimum: A cover letter Authorization to Release Information Seller&#8217;s Hardship Letter HUD-1 (Settlement Statement) Residential Sale and Purchase Agreement Buyer&#8217;s Pre-Approval Letter Financial Statements [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>The Short Sale Process</title>
		<link>http://eshortsales.net/the-short-sale-proces/</link>
		<comments>http://eshortsales.net/the-short-sale-proces/#comments</comments>
		<pubDate>Tue, 02 Sep 2008 03:09:04 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[General Short Sale Info]]></category>
		<category><![CDATA[bank statements]]></category>
		<category><![CDATA[hardship letter]]></category>
		<category><![CDATA[income tax returns]]></category>
		<category><![CDATA[paycheck stubs]]></category>
		<category><![CDATA[profit and loss statements]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=119</guid>
		<description><![CDATA[A short sale is selling a property for less than what is owed on the mortgage.  The final process agreed is what the buyer is willing to pay for the property with the mortgage or lender having the final approval on the closing costs, commissions, terms and acceptance of the discounted sale.  A short sale [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>How to Buy a Short Sale</title>
		<link>http://eshortsales.net/how-to-buy-a-short-sale/</link>
		<comments>http://eshortsales.net/how-to-buy-a-short-sale/#comments</comments>
		<pubDate>Wed, 06 Aug 2008 03:25:24 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[Short Sale Buyers]]></category>
		<category><![CDATA[foreclosure status]]></category>
		<category><![CDATA[hardship letter]]></category>
		<category><![CDATA[real estate agent]]></category>
		<category><![CDATA[unpaid property taxes]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=81</guid>
		<description><![CDATA[Buyers looking to purchase a short sale property need to understand the special process that short sales require to close.  It&#8217;s very different than a traditional transaction and could possibly either end up being a good deal or a bad deal depending on how well the bank is willing to work with you and the [...]]]></description>
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