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	<title>eShortSales &#187; foreclosure</title>
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	<description>Short Sale Definitions, Homes and Foreclosures</description>
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		<title>Should You Buy a Short Sale?</title>
		<link>http://eshortsales.net/should-you-buy-a-short-sale/</link>
		<comments>http://eshortsales.net/should-you-buy-a-short-sale/#comments</comments>
		<pubDate>Wed, 18 Feb 2009 02:59:13 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Short Sale Buyers]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[listing agent]]></category>
		<category><![CDATA[real estate agent]]></category>
		<category><![CDATA[short sale specialist]]></category>
		<category><![CDATA[short sale tips]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=441</guid>
		<description><![CDATA[Buying a short sale or foreclosure can be tricky.  For short sales, you need to be aware of a few things before deciding to buy a short sale. You cannot be in a hurry &#8211; The process is quite slow.  It can take a month or 3 months.  Sometimes it can take longer.  Don&#8217;t try [...]]]></description>
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		<title>Wells Fargo Home Mortgage</title>
		<link>http://eshortsales.net/wells-fargo-home-mortgage/</link>
		<comments>http://eshortsales.net/wells-fargo-home-mortgage/#comments</comments>
		<pubDate>Thu, 30 Oct 2008 02:21:00 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[Seller]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[hardship letter]]></category>
		<category><![CDATA[selling your home]]></category>
		<category><![CDATA[termination letter]]></category>
		<category><![CDATA[wells fargo home mortgage]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=246</guid>
		<description><![CDATA[If selling your home via a short sale with Wells Fargo, here is some helpful information in helping the process become more smooth. Wells Fargo Home Mortgage: 1-877-216-8448 Wells Fargo Fax Number: 1-866-917-1877 and 1-612-312-4951 (expedited number but will still take 5 to 7 business days for response) Hours of Operations: Authorizations until 6pm EST, [...]]]></description>
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		<title>Before Buying a Short Sale</title>
		<link>http://eshortsales.net/before-buying-a-short-sale/</link>
		<comments>http://eshortsales.net/before-buying-a-short-sale/#comments</comments>
		<pubDate>Fri, 17 Oct 2008 02:48:29 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[Short Sale Buyers]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[experienced real estate]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=205</guid>
		<description><![CDATA[A short sale is an alternative to bankruptcy or foreclosure for homeowners who cannot afford their home.  In a short sale, the lender(s) accepts less than the total amount due. Short sales are not a &#8216;steal&#8217;.  There are a few points to remember before diving into a short sale: Choose a Realtor that has short [...]]]></description>
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		<title>Difference Between Short Sales and Foreclosures</title>
		<link>http://eshortsales.net/difference-between-short-sales-and-foreclosures/</link>
		<comments>http://eshortsales.net/difference-between-short-sales-and-foreclosures/#comments</comments>
		<pubDate>Mon, 06 Oct 2008 02:47:52 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[General Short Sale Info]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[lien holders]]></category>
		<category><![CDATA[unpaid balances]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=192</guid>
		<description><![CDATA[What&#8217;s the difference between short sales and foreclosures? A short sale (pre-foreclosure) is when a seller accepts less than what is owed on the property and calls it &#8220;settled&#8221;.  The homeowner cannot make the payments and must prove that it is due to a hardship.  All liens on the property are extinguished.  There is some [...]]]></description>
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		<title>10 Frequently Asked Short Sale Questions</title>
		<link>http://eshortsales.net/10-frequently-asked-short-sale-questions/</link>
		<comments>http://eshortsales.net/10-frequently-asked-short-sale-questions/#comments</comments>
		<pubDate>Fri, 03 Oct 2008 03:10:07 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[General Short Sale Info]]></category>
		<category><![CDATA[bank statements]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[hardship letter]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[monthly budget]]></category>
		<category><![CDATA[settlement statement]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=196</guid>
		<description><![CDATA[Where do you find investors for Short Sales? Depending on where you live, you may see investors who advertise in your local newspaper.  Call the investors directly and ask them if they are experienced in short sales and would be interested working with you. What is a short sale? A short sale is really a [...]]]></description>
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		<title>Making a Short Sale Counter Offer</title>
		<link>http://eshortsales.net/making-a-short-sale-counter-offer/</link>
		<comments>http://eshortsales.net/making-a-short-sale-counter-offer/#comments</comments>
		<pubDate>Fri, 26 Sep 2008 02:56:18 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[Short Sale Buyers]]></category>
		<category><![CDATA[bpo]]></category>
		<category><![CDATA[comps]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[loss mitigation]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=194</guid>
		<description><![CDATA[Although some of your initial offers will be accepted, you need to be prepared that the lender may reject your offer.  But just because the first offer is dead, doesn&#8217;t mean you cannot make another. Here are some things to take into account when making an offer on a short sale: Find out why the [...]]]></description>
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		<title>The Lender&#8217;s Decision Process for Short Sales</title>
		<link>http://eshortsales.net/the-lenders-decision-process-for-short-sales/</link>
		<comments>http://eshortsales.net/the-lenders-decision-process-for-short-sales/#comments</comments>
		<pubDate>Wed, 24 Sep 2008 03:05:19 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[Short Sale Buyers]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bpo]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[real estate broker]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=185</guid>
		<description><![CDATA[Hopefully the short sale package has been submitted to the lender, with documentation of the inability of the homeowner to make their mortgage payments.  The lender should receive a clear picture on the numbers supporting the documents that the borrower is heading toward foreclosure and/or bankruptcy. What does a lender do with the package?  The [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>20 to 25% Under Loan Amount Reasonable?</title>
		<link>http://eshortsales.net/20-to-25-under-loan-amount-reasonable/</link>
		<comments>http://eshortsales.net/20-to-25-under-loan-amount-reasonable/#comments</comments>
		<pubDate>Wed, 17 Sep 2008 03:00:52 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[Short Sale Buyers]]></category>
		<category><![CDATA[bpo]]></category>
		<category><![CDATA[current market value]]></category>
		<category><![CDATA[fair market value]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=142</guid>
		<description><![CDATA[The only way to determine the amount of the offer is to look at the FMV (Fair Market Value) for a home, area and neighborhood, including the square footage and year of the home.  You should have a real estate professional run the numbers and review the sales trend for that neighborhood over the last [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Steps to Buying Short Sales</title>
		<link>http://eshortsales.net/steps-to-buying-short-sales/</link>
		<comments>http://eshortsales.net/steps-to-buying-short-sales/#comments</comments>
		<pubDate>Thu, 11 Sep 2008 03:44:22 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[Short Sale Buyers]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[mortgage payoff]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=140</guid>
		<description><![CDATA[Foreclosures are pretty well known but short sales are a new word used by a lot of people buying or selling nowadays.  A short sale is when a lender accepts a mortgage payoff less than what is owed on the property. In short sales, everyone either wins or losses, but is also a mixed bag [...]]]></description>
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		<title>Can PMI Ruin a Short Sale Offer?</title>
		<link>http://eshortsales.net/can-pmi-ruin-a-short-sale-offer/</link>
		<comments>http://eshortsales.net/can-pmi-ruin-a-short-sale-offer/#comments</comments>
		<pubDate>Tue, 09 Sep 2008 03:10:57 +0000</pubDate>
		<dc:creator>S. Suarez</dc:creator>
				<category><![CDATA[Seller]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[pmi]]></category>

		<guid isPermaLink="false">http://eshortsales.net/?p=127</guid>
		<description><![CDATA[PMI isn&#8217;t really talked about in the short sale arena too often, surprisingly.  This one little thing, could actually turn a short sale upside down.  Why? Even when getting an accepted offer on a short sale home by the lender(s), PMI&#8217;s can come back saying they won&#8217;t ok the deal unless the sellers signs a [...]]]></description>
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